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  1. Simple Application Online It takes a few minutes to fill out Payday Loans request
  2. Instant ApprovalOnce you meet the basic requirements, you're guaranteed quick decision from the best of 300+ legit direct lenders
  3. Same Day Funding The money is deposited directly into your bank account within 24 hours
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What are the eligibility criteria for payday loans online in Washington?

You must be older than 18 years old. In the USA, lending money to a person who is under this age is not allowed. You now satisfy the first criteria if you are older than 18 years old.

You must be a legitimate Washington resident. You must provide your contact address in order to be approved for a Payday Loan Online in the state of Washington. Following that, getting a loan is practically a given.

Your poor credit is not an issue, but you still need a reliable source of income and a monthly salary of at least $1,000. We can be certain that you can manage the repayment this manner.

You need a working phone number and email address in order to get fast payday approval. We won't be able to get in touch with you if you don't give us these information.

Online Payday Loans Washington

What are the rates and terms of payday loans online in Washington?

Along with the loan amount, there is typically a predetermined sum that must be paid. The rules and laws governing how cash advance loan costs are set vary by state. These charges will be between $25 and $35 for every $100. For instance, if a borrower applies for a $200 loan and is charged $25 for every $100 borrowed, the total amount due is $250.

Since the money is automatically taken out of the borrower's bank account each payday, lenders make it simple to repay cash advance loans. The procedure is normally straightforward and calls for minor paperwork, including information on a driver's license, a bank account, and employment history. Those that use cash advance loans responsibly and thoroughly comprehend the terms can benefit from them.

Why People Take Out Payday Loans in Washington?

Americans who are not of the first generation already live on credit. A house, a car, even health insurance are all purchased on credit. This "existence on credit" is the result of a number of factors, the most important of which can be described as the country's commodity-money relations themselves. Because of the way it is designed, the typical American is compelled to borrow money and use credit cards.

When Can Your Online Washington Payday Loan Application Be Rejected?

You might be denied a Washington payday loan for a number of reasons. The following are the most frequent reasons why your application for a Washington Payday loan can be denied:

  1. incorrect or deceptive information
  2. lack of employment or a poor employment history
  3. absence of checking the required account for deposits



What information do I need to provide in order to qualify for a payday loan in Washington?


Why would I need a payday loan online?


Can I obtain a payday loan for bad credit?


How much money can I get with a payday loan online in Washington?

Get Online Payday Loans from the best Washington lenders in your city:

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Are Payday Loans legal in Washington?

Legal Status

Legal Status

It shows whether the service is legal, available with some restrictions or prohibited by the state’s laws and regulations.

Maximum Loan Amount

Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Repayment Term

Repayment Term

It’s the period of time within which you are to pay off your loan.

45 days
Average APR

Average APR

The average percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Finance Charges

Finance Charges

It’s the total amount of interest and other loan charges you will need to pay when the loan is due.

<$500 = 15%;
>$500 = 10%
Additional Fees

Additional Fees

Any additional fees that a lender can charge a borrower in case he doesn’t pay off the loan on time.

15% of loans up to $100 and 10% of loans up to $700; $25 NSF fee

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