Expert view by Maggie Millar
800 dollar loans

$800 Loan for Bad Credit

Bad credit is not a problem if you need emergency financing. Don't wait, apply for online Payday Loan right now!

          Everyone is faced with emergencies from time to time. It could be anything, such as a car repair, emergency medical service, or an emergency purchase, but money may be urgently needed. Funding is usually very difficult in this situation, so most people choose to borrow money from friends and family. However, if they cannot provide you with the amount you need, there is another good option that will help you cope with emergency financial problems - a $ 800 loan.

$800 Dollar Loan Online Fast Approval

If you find yourself trapped, you are most likely looking for emergency funding to meet your needs. Thus, $800 can be your salvation, as this amount is often enough to cope with a difficult life situation, especially if you do not have money before the payday.

The $800 Payday Loan is exactly what you've been waiting for, as it doesn't require any collateral or a good credit history. Learn more about this loan and apply today!

What You Should Know About $800 Loan?

First of all, you should know that $800 Loan is a loan designed to solve short-term problems. Thus, if you need money to cover emergency needs, then this type of financing will be a good option. It is not suitable for solving monthly problems, as you will need to pay off the debt on the day of your next paycheck.

Payday Loans are renowned for their affordability and fast approval. Lenders don't require collateral, so you don't have to risk your home or car. Bad credit history? Do not worry! Payday lenders approve applications for different types of credit, so you can get the money for your needs.

How Can I Use $800 Dollars Received?

Because many loans are designed to cover specific needs, borrowers want to know how they can use the $800 Payday Loan. However, the advantage of this loan offer is that the lenders have no restrictions on how you can spend the money. Thus, apply, wait for approval and manage the money as you see fit!

It's important to note that the $800 Payday Loan is an extremely expensive type of financing, so you should only use it if you really need it. As a rule, borrowers use the received money for the following needs:

  • Payment of utility bills
  • House / apartment / car repair
  • Urgent medical treatment
  • Emergency purchase
  • Unforeseen bill
  • Any other emergency

$800 Loan Rates And Terms

Payday Loans are short term, so you need to make sure you can repay the loan on your next paycheck (usually within 14-21 days).

Interest rates on a loan may vary not only by lender, but also by state laws. Most often they are from $15 to $30 for every $100. Below you can study examples of how much you will have to pay with a particular interest rate:

Loan Amount

APR Amount

Total APR Amount

Total Loan Cost

800 $

15 $

120 $

920 $

800 $

20 $

160 $

960 $

800 $

27 $

216 $

1016 $

800 $

30 $

240 $

1040 $

Is $800 Dollar Loan Available To Me?

Eligibility criteria for the $800 Payday Loan are minimal, that’s why it’s very easy to apply and get approval. Lenders don't ask for details about your FICO score, so even with bad credit, your chances of getting paid are pretty high. So, as a rule, payday lenders request the following:

  • Be at least 18 years of age or older (may vary by state)
  • Be a US citizen or official resident
  • Demonstrate a steady and reliable monthly source of income
  • Keep a current bank account active
  • Provide government-issued ID or passport
  • Provide your details such as address, phone and email

What's The Process For Obtaining 800 Dollar Loan?

You now have two options on how you can get $800 Payday Loan to help you meet your emergency expenses. Any of them will work for a difficult life situation, but you must decide what is best for you:

  • Apply at a branch. You can find a lender near you and visit a physical location to complete the form. You will most likely need to wait a while and fill out a lot of paperwork, but you will be able to get cash for your needs.
  • Apply online. The fastest way to get money in an emergency is to apply online. No lines, no paperwork, no long waiting! Fill out the form at any time convenient for you and get approval almost instantly! Deposit directly to your bank account.

Can I Get $800 Loan With Bad Credit?

Before approving your application, banks and credit unions will review your credit to make sure you can repay the loan with interest on time. However, with online lenders you don't have to worry about this as they work with different types of credit.

If you can demonstrate that you have a regular monthly source of income and can pay off the $800 Payday Loan, your chances are pretty good.

How To Apply For $800 Payday Loan?

Online application has become as simple as possible. Even if you have never dealt with online financing before, you can fill out the form within 5 minutes! Here's what you need to do:

  1. Submit an application. Provide basic information about yourself, such as name, address, income, etc., and make sure it is correct before submitting the form.
  2. Wait for approval. If you have studied the requirements in advance, the application will be approved almost instantly! The lender will contact you by phone to discuss the details.
  3. Get your money. Carefully study the contract and sign it, after which you will receive a deposit in your bank account. As a rule, it does not take more than one business day to get $800 Payday Loan!

You can also apply for other Payday Loan amounts:


100 dollar loan

200 dollar loan

300 dollar loan

400 dollar loan

500 dollar loan

600 dollar loan

700 dollar loan

900 dollar loan

1,000 dollar loan


What else you should know about 800 dollar loans:


 What is a $ 800 loan?


 What are the reasons why people need a $ 800 loan?


 How does a $ 800 loan work?


 What are the $ 800 loan approval criteria?


 Can I get a $ 800 loan without a credit check?


 Am I guaranteed to get approval?

          Thus, a loan can be a good way out of a difficult financial situation, but it is worth looking into things like hidden fees and high interest rates. Learn whether your lender charges an early repayment fee and what interest rates he offers before signing the contract.

Final Thoughts

If you need emergency funding that you can't get anywhere else, then the $800 Payday Loan is the way to go. However, you must make sure that you can actually pay off the debt with interest rates before you apply.

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