Common eligibility requirements

Most lenders have similar basic criteria to approve you for the necessary loan amount. They are:

  • An active checking account
  • Proof of regular source of income
  • US citizen or permanent resident
  • Employment, or benefits from other sources
  • At least 18 years of age

Though meeting these requirements can't provide you with guaranteed approval, it lets you qualify for the necessary amount and check your rates without affecting your credit score. 

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