Get the Cash You Need with a $400 Loan

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Privacy & Security protection

By submitting your information you claim you have read and understood and agree to Privacy Policy, Terms of Use, Responsible Lending and Marketing Practices

Privacy Policy

We won't sell or give away your name, mail address, phone number, email address, credit card number or any other information to anyone with the exception of the information on an application for a car title loan. This information will only be shared with our lender network.

We'll use state-of-the-art security measures to protect your information from unauthorized users.

NOTICE

We will ask you when we need information that personally identifies you (personal information) or allows us to contact you. Generally this information is requested when you create a Registration ID on the site or when you download free software, enter a contest, order e-mail newsletters or join a limited-access premium site. We use your Personal Information for four primary purposes:

To make the site easier for you to use by not having to enter information more than once.

To help you quickly find software, services or information.

To help us create content most relevant to you.

To alert you to product upgrades, special offers, updated information and other new services from This Site.

SECURITY

This Site has taken strong measures to protect the security of your personal information and to ensure that your choices for its intended use are honored. We take strong precautions to protect your data from loss, misuse, unauthorized access or disclosure, alteration, or destruction.

We guarantee your e-commerce transactions to be 100% safe and secure. When you place orders or access your personal account information, you're utilizing a secure server software SSL, which encrypts your personal information before it's sent over the Internet. SSL is one of the safest encryption technologies available.

In addition, your transactions are guaranteed under the Fair Credit Billing Act.

This Site strictly protects the security of your personal information and honors your choices for its intended use. We carefully protect your data from loss, misuse, unauthorized access or disclosure, alteration, or destruction.

Your personal information is never shared outside the company without your permission, except under conditions explained above. Inside the company, data is stored in password-controlled servers with limited access. Your information may be stored and processed in the United States or any other country where This Site, its subsidiaries, affiliates or agents are located.

You also have a significant role in protecting your information. No one can see or edit your personal information without knowing your user name and password, so do not share these with others.

What we do with the information you share:

When you join us, you provide us with your contact information, including your name and email address. We use this information to send you updates about your application, questionnaires to measure your satisfaction with our service and announcements about new and exciting services that we offer. When you order from us, we may ask for your credit card number and billing address. We use this information only to bill you for the product(s) you order at that time. For your convenience, we do save billing information in case you want to order from us again, but we don't use this information again without your permission.

We occasionally hire other companies to provide limited services on our behalf, including packaging, mailing and delivering purchases, answering customer questions about products or services, sending postal mail and processing event registration. We will only provide those companies the information they need to deliver the service, and they are prohibited from using that information for any other purpose.

This Site will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on This Site or the site; (b) protect and defend the rights or property of This Site and its family of Web sites, and, (c) act in urgent circumstances to protect the personal safety of users of This Site, its Web sites, or the public.

NOTICE - This Web Site collects certain information relative to users who visit the site. This Web site categorizes this information into certain categories and the privacy level and what we do with the information that we collect on you depends upon the category in which you fall.

Our company does not make any attempt to obtain information that personally identifies our users who visit our web site with the exception of users who fill out online applications. It is not our policy to sell or otherwise provide access to such information to unaffiliated third parties.

Category I - Information on users who visit our site to read or download information on our pages. From these users, we collect and store only the following information:

The domain name through which you gained access to our Web site;

The precise time and date that you entered our web site.

The URL of the web page through which you linked to our web site.

Category II - Users who send us e-mail containing personal information or identifies you, sign our guest book, or request email publications. Any information that we collect in this way is used only for purposes of responding to you and addressing the issues that you may have raised.

Any information that we collect is collected as part of our business practices in order to identify demographic information relative to users who access our site, assessing the number and type of user accessing various sections of our site, helping us determine what content and business concepts are working for us and/or are of interest to our visitors, determining technical design features and specifications and helping us assess systems performance. We also use such information in statistical form to assist us in business and marketing strategies and programs. We utilize software programs to create summary statistics which we utilize for the above purposes.

As a security measure for ourselves and our users, we utilize certain software programs to monitor traffic to our site and within our network. This software also enables us to identify unauthorized upload attempts, access to our system, and other attempts to cause damage to our systems.

Wireless Policy

SMS Disclosures and Terms
This Short Message Service ("SMS") Disclosure ("Disclosure") applies to each account you have with us for which you have elected to receive SMS messages. We received consent to SMS message via the online application, or verbal authorization from you for both the owners of this website, lenders, and processors to SMS message.

1. The words "we," "us," and "our" refer to us along with our agents, with whom we have contracted to facilitate payments to your Account(s). The words "you" and "your" mean you, the individual identified on the account(s) you have with us ("Account"). As used in this Disclosure, "SMS Notifications" means any SMS (text message) communication from us to you pertaining to your Account, including, but not limited to, account or payment information, promotions, due date reminders, delinquent accounts, coupons and other marketing material.

2. How to UNSUBSCRIBE. You may withdraw your consent to receive SMS Statement Notifications by texting STOP to the message you receive. You may also withdraw your consent by calling us at 855-561-5626. At our option, we may treat your provision of an invalid mobile phone number, or the subsequent malfunction of a previously valid mobile phone number, as a withdrawal of your consent to receive SMS Statement Notifications. We will not impose any fee to process the withdrawal of your consent to receive SMS Statement Notifications. Any withdrawal of your consent to use SMS Statement Notifications will be effective only after we have a reasonable period of time to process your withdrawal.

3. For HELP on Services. To request additional information, text HELP to the message you receive or contact us by telephone at 855-561-5626.

4. Opt-in Sign agreements and any addendums to opt-in for SMS courtesy text services. When applicable, a confirmation message is sent to verify you are in possession of the device for the cell number you provided, inform of applicable Msg & Data Rates and frequency for all subsequent SMS or MMS.
Opt-out To cancel SMS courtesy text message services, simply reply STOP to the message received to opt-out of respective text message services. Text STOP to the message you receive!

5. How to Update Your Records. It is your responsibility to provide us with a true, accurate and complete mobile number and to maintain and update promptly any changes in this information. You can update your mobile number by calling us at 855-561-5626

6. Hardware and Software Requirements. To receive SMS Statement Notifications that we make available to you, you must have:
a SMS-capable mobile phone;
an active mobile phone account with a communication service provider that offers SMS services;
sufficient storage capacity on your mobile phone

7. Communications in Writing. All SMS Statement Notifications in electronic format shall be considered "in writing" to the extent allowed by law.

8. Charges. There is no service fee for SMS Statement Notifications but you are responsible for any and all charges, including, but not limited to, fees associated with text messaging, imposed by your communications service provider. Consult your mobile service carrier's pricing plan to determine the charges for sending and receiving text messages. These charges will appear on your phone bill.

9. Other Important Terms. Additionally, you agree that we may send any SMS Statement Notifications through your communication service provider in order to deliver them to you. You agree to provide a valid mobile phone number for these services. You further agree to indemnify, defend and hold us harmless from and against any and all claims, losses, liability, cost and expenses (including reasonable attorneys' fees) arising from your provision of a mobile phone number that is not your own or your violation of applicable federal, state or local law, regulation or ordinance. Your obligation under this paragraph shall survive termination of the Agreement. SMS Statement Notifications are provided for your convenience only. We will not be liable for losses or damages arising from any delay in delivery or disclosure of account information to third parties by your communication service provider We may modify or terminate our text messaging services from time to time, for any reason, and without notice, including the right to terminate text messaging with or without notice, without liability to you, any other user or a third party. We reserve the right to modify these Terms of Use from time to time without notice. Please review these Terms of Use from time to time so that you are timely notified of any changes.

Expert view by Maggie Gallagher

Basic Qualifications for a $400 Loan

18 years or older
Steady source of income
Active U.S. bank account
Valid government-issued ID

How to Apply for a $400 Loan

Fill out a quick online form with basic details.
Get matched with lenders offering $400 loans.
Compare loan terms and select the best offer.
Receive funds as soon as the same day.

$400 Dollar Loan App – Get Instant Cash on Your Phone

Need a fast and easy way to borrow $400? Download our trusted loan app and apply anytime, anywhere. Get same-day approval, even with bad credit!

Instant Online Application – Apply in minutes from your smartphone.
No Credit Check Required – High approval rates for all credit types.
Same-Day Funding – Get $400 deposited directly into your bank account.

Download Now:

Apply for a $400 loan with just a few taps – fast, secure, and hassle-free!

Who Can Qualify for a $400 Loan

Must be 18 years or older
Have a steady source of income
Maintain an active U.S. bank account
Possess a valid government-issued ID

Bad Credit Acceptance for $400 Loans

Many lenders focus on income rather than credit score.
No credit check loan options available, though with potentially higher interest rates.

Types of $400 Loans Available

Payday loans – Immediate short-term solutions
Installment loans – Structured repayment options
Emergency loans – Fast cash for urgent needs
Cash advance loans – Borrowing against income

Where to Get a $400 Loan Online

Apply online on our platform for quick access to $400 loans.
Fast, convenient, and fully online application process available 24/7.
High approval rates, no credit check options, and fast funding.
Connect with multiple lenders in one place for increased approval chances.

Common Uses for a $400 Loan

Covering medical bills
Handling car repairs
Paying rent or utility bills
Debt consolidation
Unexpected travel costs

Frequently Asked Questions

Is bad credit accepted for a $400 loan?

Yes, many lenders consider income rather than credit score.

How quickly can I receive funds with a $400 loan?

Funds can be deposited as soon as the same day.

Can I apply for a $400 loan online?

Yes, our platform allows for easy online applications.

What are the typical repayment terms for a $400 loan?

Repayment terms may vary based on the lender and loan type.

Are there any upfront fees for applying for a $400 loan?

Fees and terms will be disclosed by the lender before finalizing the loan agreement.

Online Loan Services from Maggie Loans

Préstamos de Día

Préstamos a Plazos

Préstamos Personales

Préstamos título de carro

Select the Right Loan Option

Get access to loan amounts that work for you – from small advances to larger loans, with simple terms and credit-friendly options.

Apply Now

Get the Cash You Need with a $400 Loan

Personal Information

Additional Information

Your Transfer Details

Your consent to receive communications

Privacy Policy

We won't sell or give away your name, mail address, phone number, email address, credit card number or any other information to anyone with the exception of the information on an application for a car title loan. This information will only be shared with our lender network.

NOTICE

SECURITY

GENERAL TERMS AND CONDITIONS

Wireless Policy

Basic Qualifications for a $400 Loan

How to Apply for a $400 Loan

$400 Dollar Loan App – Get Instant Cash on Your Phone

Who Can Qualify for a $400 Loan

Bad Credit Acceptance for $400 Loans

Types of $400 Loans Available

Where to Get a $400 Loan Online

Common Uses for a $400 Loan

Frequently Asked Questions

Online Loan Services from Maggie Loans

Select the Right Loan Option

Get the Cash You Need with a $400 Loan

Personal Information

Additional Information

Your Transfer Details

Your consent to receive communications

Privacy Policy

We won't sell or give away your name, mail address, phone number, email address, credit card number or any other information to anyone with the exception of the information on an application for a car title loan. This information will only be shared with our lender network.

NOTICE

SECURITY

GENERAL TERMS AND CONDITIONS

e-Sign Consent Agreement

1. Electronic Delivery of Documents

2. Email Address

3. Hardware and Software You Will Need

4. Withdrawing Consent

Wireless Policy

Basic Qualifications for a $400 Loan

How to Apply for a $400 Loan

$400 Dollar Loan App – Get Instant Cash on Your Phone

Who Can Qualify for a $400 Loan

Bad Credit Acceptance for $400 Loans

Types of $400 Loans Available

Where to Get a $400 Loan Online

Common Uses for a $400 Loan

Frequently Asked Questions

Online Loan Services from Maggie Loans

Select the Right Loan Option

Maggie Millar

Do you have any more questions?